School has already begun and there is still so much more parents need to do during the beginning of the school year. With talk of the H1N1 virus, the flu, and everything else that our kids go through being, well, kids, sometimes we need to prepare in advance.

I was recently laid-off and one thing that I worry about is health insurance for my family. We own a business but my job always provided us with health insurance so we never went shopping for it until now. I think it goes without saying that health insurance is no joke. So, when you need coverage for your kids that are in school you want to be able to find something that you feel good about.

UnitedHealthcare StudentResources, a division of UnitedHealthcare Insurance Company, is a great place to start. Because UHCSR focuses on students it gives them a better understanding of the unique needs of children 5-18 years old.

Some of the Key Benefits of UnitedHealthcare StudentResources include:

• Protection/coverage for injury AND sickness, 24/7, all year round.
• Availability through many participating school districts and participating private schools. Nationally available through schools that belong to the Association of Christian Schools International.
• Availability to K-12 students from ages 5-18 years old (ages 4-18 years old in Texas).
• Affordability at $588 per policy year or $98 every two months.
• Parents can enroll their student at any point in the school year.

So if you’re looking for a little peace of mind for your kids, and who isn’t, take a look at what they have to offer. And as their website states “Kids will be kids…That’s why we’re here…Our student health plan helps protect kids while they are being kids.”

Makes me want to be a kid again…at least for the cost of the health insurance alone! Ha, ha. Now I’m off to find health insurance for my family, wish us luck!